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Customer LTV & Retention

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What this tool does

Lifetime value, LTV:CAC, what five more points of retention is worth per year, and whether a win-back campaign pays.

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What this calculates

Four connected numbers: the lifetime value of a customer, the ratio of that value to what you spend acquiring one, what a five-point improvement in retention would be worth to you per year, and whether a win-back campaign aimed at lapsed customers would pay for itself.

What you will need

Average transaction value and frequency. How much and how often, from actual transaction data rather than impression. Frequency is the input people misjudge most.

Retention rate. The share of customers still active after a defined period. Define the period explicitly and keep it consistent, or the comparison over time is meaningless.

Acquisition cost. Total marketing spend divided by new customers acquired, including any promotional discount used to win them.

How to read the result

The ratio of lifetime value to acquisition cost tells you whether growth is affordable: if acquiring a customer costs close to what they will ever be worth, more marketing spend makes the problem larger rather than smaller. The retention figure is usually the better lever — because it compounds, a few points of improvement is often worth more than the same effort spent on acquisition, and it costs less. Use the win-back result to decide whether lapsed customers are worth pursuing before you spend on a campaign.

Questions about this tool

What LTV to CAC ratio is healthy?

Comfortably above 1, with enough margin to cover your operating costs and the customers who never return. Rather than chasing a published multiple, track your own ratio over time — the direction tells you more than the level.

Why is retention worth more than acquisition?

Because retained customers cost nothing to acquire again and tend to spend more over time, so improvements compound. Acquisition has to be paid for every single time.

How do I measure retention in a walk-in business?

Through whatever identifies a repeat customer — loyalty sign-ups, card tokens, an app, or booking records. If nothing identifies them, that is the first thing to fix, since you cannot manage a number you cannot see.

For reference only; not legal, tax, or investment advice. Results depend entirely on the figures you enter — check them against your own quotes and your franchise agreement before acting on them.

What this tool does

Lifetime value, LTV:CAC, what five more points of retention is worth per year, and whether a win-back campaign pays.

Other tools for this stage